Last updated: April 28, 2026
This policy explains what information Sweldo Wise collects, how we use it, and the choices you have. We've written it in plain language because we believe you should be able to understand it without a lawyer.
If anything here is unclear, email us at support@bluenex.org and we'll explain.
Who we are
Sweldo Wise is a personal finance app for tracking salary, expenses, savings, and debts. The app is built and operated by:
Sigfred Vincent Sumalinog Larot, doing business as Bluenex Software Development Service DTI-registered business (National scope, BN No. 7984034), Philippines Contact: support@bluenex.org
For the purposes of data protection law, this person is the "data controller" — meaning they are responsible for how your information is handled.
Who can use Sweldo Wise
Sweldo Wise is intended for users 18 years of age or older. We do not knowingly collect information from anyone under 18. If you believe a person under 18 has used the app, please contact us at support@bluenex.org and we will delete their information.
What information we collect
Information you give us directly
When you sign up:
- Your name
- Your email address
When you use the app, you may also enter:
- Financial information — your salary, expenses, savings goals, debts, and other money-related details
- Personal preferences — settings, categories, goal names, and similar choices you make
You enter all financial information manually. Sweldo Wise does not connect to your bank accounts, GCash, credit cards, or any payment service. We never see your bank balance, account numbers, or transactions unless you type them in yourself.
Camera and photo library (receipt scanning, optional)
To save you typing, Sweldo Wise has an optional receipt scanning feature. When — and only when — you tap the scan button to add an expense, the app asks for permission to access your camera (to take a photo of the receipt) or your photo library (to pick an existing photo). We use this access only for receipt scanning. We do not browse, read, or upload any other images on your device.
The image you capture or select is processed entirely on your device using Google ML Kit's on-device text recognition. The image itself is not uploaded to our servers and is not stored permanently by the app — it is held in temporary memory only long enough to extract the merchant name, amount, and date, then discarded.
Only the extracted text — the values you review and confirm before saving — is transmitted to our servers as part of the resulting expense entry. The original photo never leaves your device.
You can deny camera or photo permission when prompted, or revoke it later in your device settings. The app continues to work normally for manual entry without these permissions.
Information collected automatically
When you use the app, we automatically collect:
- A unique account identifier (so we can save your data to your account)
- Basic technical information needed for the app to work (such as login session tokens)
We do not use analytics tools, behavioral tracking, or crash reporting services that identify you personally.
Information from advertising (free version only)
The free version of Sweldo Wise shows ads through Google AdMob. We use non-personalized ads only, which means ads are not targeted based on your behavior or interests.
For non-personalized ads, AdMob may still collect:
- Your device's advertising identifier
- Approximate location (city level, derived from IP address)
- Basic device information (model, operating system version)
- Information needed to prevent fraud and limit how often you see the same ad
This information is collected directly by Google, not by us. Google's handling of this data is governed by Google's Privacy Policy.
The paid version of Sweldo Wise does not show ads and does not share data with AdMob.
How we use your information
We use your information only to:
- Provide the app — let you log in, save your data, and sync it across your devices
- Show you the right ads in the free version (non-personalized only)
- Respond to your support requests when you email us
- Comply with the law if we receive a valid legal request
We do not:
- Sell your information to anyone, ever
- Share your financial data with advertisers
- Use your information to train AI models
- Send you marketing emails (we don't send any emails except in response to your support requests)
Where your information is stored
Your account information and the data you enter are stored on Supabase, a cloud database service. Our Supabase project is hosted in Northeast Asia (Seoul, South Korea — ap-northeast-2).
If you live outside that region — for example, if you are an OFW in Europe, the Middle East, or North America — your data will travel from your device to that server. We rely on Supabase's standard security measures (encryption in transit and at rest) to keep your data safe during this transfer.
For users in the European Union and United Kingdom: South Korea has been recognized by the European Commission as providing an adequate level of data protection (Adequacy Decision of December 2021), so your data can be transferred there under standard GDPR rules. Supabase publishes its compliance documentation at supabase.com/privacy.
How long we keep your information
We keep your information for as long as your account is active.
If you delete your account (see below), your account enters a 30-day grace period during which you can cancel the deletion by signing back in. After 30 days, your personal information is permanently removed from our active database. Some information may remain in encrypted backups for up to 90 days before those backups are rotated and overwritten.
We may keep some non-personal information in anonymized form (such as aggregate counts of users) for analytical purposes, but this cannot be linked back to you.
Your rights
You have the right to:
- Access the information we hold about you
- Correct information that is wrong
- Delete your account and all associated data
- Export a copy of your data in a readable format
- Withdraw consent for any data processing at any time
- Complain to a data protection authority (see below)
To exercise any of these rights, email support@bluenex.org. We will respond within 30 days.
How to delete your account
You can request account deletion in two ways:
- In the app — go to Settings → Delete Account and follow the steps
- By email — send a deletion request to support@bluenex.org from the email address you used to sign up. We will verify the request and delete your account within 30 days.
For full step-by-step instructions, what gets deleted, and what we keep, see our dedicated account deletion page.
After the 30-day grace period ends, deletion is permanent and we cannot recover your data.
Security
We protect your information using:
- Encryption in transit (HTTPS) when your data travels between your device and our servers
- Encryption at rest on Supabase's database servers
- Password hashing so we never store your password in readable form
- Limited access — only the developer can access the database, and only when necessary
No system is perfectly secure. If we ever discover a security incident that affects your information, we will notify you by email within 72 hours of becoming aware of it, as required by Philippine and EU law.
Cookies and similar technologies
Sweldo Wise is a mobile app and does not use cookies in the traditional web-browser sense. The app does store small files on your device for things like keeping you logged in and remembering your preferences. These are not used for tracking.
Children's privacy
Sweldo Wise is not directed at children under 18, and we do not knowingly collect information from anyone under 18. If you are a parent or guardian and believe your child has provided us with information, please contact support@bluenex.org and we will delete the information promptly.
Changes to this policy
We may update this policy from time to time. When we make significant changes, we will:
- Post the updated policy at the same URL where you found this one
- Update the "Last updated" date at the top
- Notify you in the app or by email if the changes affect how we use your information
Continuing to use Sweldo Wise after a policy change means you accept the updated policy.
Filing a complaint
If you believe we have mishandled your personal information, you have the right to file a complaint with a data protection authority.
In the Philippines: National Privacy Commission Website: privacy.gov.ph Email: complaints@privacy.gov.ph
In the European Union: You may file a complaint with the data protection authority of your country of residence. A list is maintained at edpb.europa.eu.
In the United Kingdom: Information Commissioner's Office, ico.org.uk
We would also appreciate the chance to address your concern directly first — please email support@bluenex.org.
Contact
For any questions about this policy or your information:
Email: support@bluenex.org Mailing address: Available upon request — please email first.
This policy is effective as of the "Last updated" date above. Previous versions are available on request.